TERMS OF USE

Investmentshk.com
Effective Date: 23 Feb 2026

1. Acceptance of Terms

By accessing or using Investmentshk.com (“Website”, “we”, “us”, “our”), you agree to be bound by these Terms of Use.

If you do not agree to these Terms, you must not use this Website.

These Terms form a legally binding agreement between you and Investmentshk.com under the laws of Hong Kong Special Administrative Region.

2. Nature of Services

Investmentshk.com provides a digital portfolio tracking and calculation platform that allows users to:

  • Manually record investment transactions
  • Track portfolio performance
  • Calculate gains and losses
  • Track dividend income
  • Manage multi-currency portfolios
  • Input custom exchange rates
  • Record bonds, funds, crypto, stocks, and custom assets

The Website is a record-keeping and analytical tool only.

3. No Investment Advice / No Regulated Activity

Investmentshk.com:

  • Does NOT provide investment advice
  • Does NOT provide financial advisory services
  • Does NOT provide asset management services
  • Does NOT act as a broker, dealer, or intermediary
  • Does NOT execute trades
  • Does NOT hold client assets
  • Is NOT licensed by the Securities and Futures Commission of Hong Kong

Nothing on this Website constitutes:

  • An offer to buy or sell securities
  • Investment advice
  • A solicitation
  • A recommendation

All decisions made based on information or calculations from this Website are made at your own risk.

You should consult a licensed financial advisor before making investment decisions.

4. User Responsibility for Data Accuracy

All portfolio data, transaction records, exchange rates, and dividend information are entered manually by users.

You acknowledge and agree that:

  • Calculations are entirely dependent on data you provide
  • Incorrect input will result in incorrect output
  • The Website does not independently verify your financial data

You are solely responsible for ensuring the accuracy and completeness of all information entered.

5. Financial Calculation Disclaimer (Enhanced Liability Clause)

To the maximum extent permitted under the laws of Hong Kong:

All calculations, analytics, performance metrics, and portfolio summaries are provided on an “as is” and “as available” basis.

We do not warrant or guarantee:

  • Accuracy of return calculations
  • Correctness of performance metrics
  • Reliability of dividend calculations
  • Accuracy of currency conversions
  • Tax calculations
  • Yield projections

We shall not be liable for:

  • Any investment losses
  • Missed investment opportunities
  • Incorrect asset allocation decisions
  • Currency conversion errors
  • Tax miscalculations
  • Financial losses arising from reliance on platform calculations

Under no circumstances shall Investmentshk.com be liable for:

  • Indirect losses
  • Consequential losses
  • Loss of profits
  • Loss of revenue
  • Loss of opportunity
  • Loss of goodwill

Even if we have been advised of the possibility of such damages.

If any liability is found under applicable law, our total aggregate liability shall not exceed the amount paid by you (if any) for use of the Website in the preceding 12 months.

6. No Warranty

To the maximum extent permitted by Hong Kong law, the Website is provided without warranties of any kind, whether express or implied, including but not limited to:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy
  • Reliability
  • Availability

We do not guarantee uninterrupted access, error-free operation, or that defects will be corrected.

7. Service Availability & Modifications

We reserve the right to:

  • Modify features
  • Suspend access
  • Terminate accounts
  • Change calculation methodologies
  • Discontinue services

At any time without prior notice.

We shall not be liable for any resulting impact.

8. Intellectual Property

All content, software, systems, designs, and materials on the Website are owned by Investmentshk.com and protected under Hong Kong intellectual property laws.

You may not:

  • Copy
  • Reverse engineer
  • Redistribute
  • Commercially exploit
  • Modify

Any part of the Website without written permission.

9. Indemnification

You agree to indemnify and hold harmless Investmentshk.com, its owners, operators, and affiliates from any claims, damages, losses, or legal costs arising from:

  • Your misuse of the Website
  • Incorrect data entry
  • Violation of these Terms
  • Any financial decisions made based on the Website

10. Termination

We may suspend or terminate your account if:

  • You breach these Terms
  • Your use is unlawful
  • Your activity harms the platform or other users

Termination does not limit any rights or remedies available to us under Hong Kong law.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

12. Severability

If any provision of these Terms is held to be invalid or unenforceable under Hong Kong law, the remaining provisions shall remain in full force and effect.

13. Amendments

We may update these Terms at any time.

Updated Terms will be published on this page with a revised effective date.

Continued use of the Website constitutes acceptance of the revised Terms.

14. Contact Information

For questions regarding these Terms:

Investmentshk.com
Website: https://investmentshk.com